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Employee Benefits

Our licensed benefit professionals are available to provide and manage your employee benefit programs.  We have access to the best benefit products on the market for your employees.  An excellent employee benefits program is imperative when considering employee retention.  Coastal HR can design such a program to fit your benefit needs.

A.          Enrolling, Tracking, Reconciliation and Payments
             At the discretion of the Client, we can administer payroll
             deductions, enrollments/terminations, reconciliations and
             payments for all types of benefit insurance policies.  This
             includes policies sponsored by Coastal HR and/or policies the
             client company has in place.  We plan and administer:

• Annual Enrollment
• New Employee Enrollment

Employees can purchase health, life and other supplemental insurance.  They receive personal service from our licensed representatives with a one-on-one meeting.  Our Benefits Specialists will coordinate a personalized benefit plan to fit the employee's personal needs at special rates through payroll deductions.

1. Health Insurance
   • Medical
   • Dental
   • Vision Care
     
     
2. Other Insurance
   • Life
   • Accident
   • Short and Long-Term Disability
   • Cancer
   • Hospital

B.          125 Cafeteria Plan:

1. Employee Paid Premiums
   
   
2. Flexible Spending  Account (FSA) ($36.00 annual charge to employee)
   • Medical Reimbursement
   • Child Care Reimbursement

C.          401K (No Cost to Employer)

              There is "state of the art” administration with over fifty mutual funds to choose from. 

1. Transamerica Plan(s)
   • $35.00 Annual Fee Per Participant
   • Website Access
   • Quarterly Statements & Newsletters 
   • On-Site Enrollment/Education Seminars

Our Affiliated Benefit Providers

Medical Care	Vision Care
Dental Care	Supplemental Insurance
Voluntary Short Term Disability